Everyone wants to live a life where they can be the best version of themselves and be true to who they are. These aspirations are often stronger for transgender people whose gender identity does not match their physical body, which is why some of them might want to undergo surgery.
The trans woman in this story wanted that as well, and told her parents she would cover the costs herself. Unfortunately, after a few years, she suddenly demanded that they cover the surgery expenses as she had racked up a huge debt.
More info: Reddit
Gender affirming surgery can have a huge impact on a transgender person’s mental health, but it might also be inaccessible for many due to the high costs
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The poster shared that when his eldest child came out as transgender, she stated that she would cover the cost of her transition on her own
Image credits: zinkevych / Freepik (not the actual photo)
The poster and his wife secretly saved up $4k for their daughter’s surgery costs; meanwhile, it seemed like their kid was excessively spending her own money
Image credits: standret / Freepik (not the actual photo)
After a few years, the daughter told her parents she was ready to start her transition surgeries, but she wanted them to pay for everything not covered by insurance
Image credits: zinkevych / Freepik (not the actual photo)
The poster and his wife were shocked when they learned that their daughter was in debt and expected them to shell out $40k for her cosmetic surgeries
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The poster wondered if he should get a second job to help his daughter out, but his wife didn’t want to give in to their daughter’s selfish demands
When the OP and his wife learned that their daughter was transgender, they decided to help her out with her transition in any way they could. At that time, she had taken charge of the situation by contacting a therapist, speaking to her insurance company, and even checking in with a doctor about starting hormone replacement therapy.
Even though the daughter must have felt in control of things, what she probably didn’t know is that health insurance doesn’t cover all of the expenses required for gender affirming surgery. That means transgender individuals often have to pay money out of their pocket to get the care and treatment that they need.
The daughter had certainly taken responsibility for covering her costs, but once she moved to another city, she began splurging on expensive trips. When her parents questioned her about her spending, she tried to explain it away by saying that her boyfriend was helping her pay for it.
Her parents definitely noticed that she was living beyond her means, but they didn’t know how much of a financial hole she had dug herself into. According to experts, it’s important to confront these irresponsible money behaviors early on, or else it can put a person in a lot of debt as they try to play catch-up with their expenses.
Image credits: Marcela Ruty Romero / Freepik (not the actual photo)
The OP and his wife got a huge shock when their daughter came home for his 50th birthday and demanded they pay for her surgery costs. She told them that her insurance was not covering the cosmetic procedures and that all of the things she wanted would amount to $40k, which she didn’t have.
Even though the woman’s parents were flabbergasted, their initial thought was to help her out with her expenses as much as possible. Financial experts state that when people enable their loved ones’ bad money habits, it will end up keeping them in the same cycle of dependency and never teach them how to form better systems.
That’s why the poster’s wife decided to take a stand against her daughter and called out the 24-year-old for being selfish. The OP, on the other hand, who was very worried about his daughter, wondered if he should take up a second job to help her with all of her expenses.
Even though it might be tough for parents to let their kids forge their own path, especially in situations like this, it’s very important for them to draw financial boundaries early on. Doing so will help the individual make their own mistakes and learn what to do better the next time, instead of having everything taken care of automatically. Hopefully, the poster understands that and takes a step back.
How do you think the OP and his wife should handle their daughter’s demands? Let us know your honest thoughts down below.
Most folks felt that since the poster’s daughter is an adult, she should take financial responsibility and majorly cover the cost of her surgeries
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