Though financial stability is incredibly important, you don’t have to be a millionaire to enjoy life to the fullest. There are plenty of things you can do even without much cash in your pocket. On top of that, if you do have some savings to spare, you can still splurge from time to time to indulge in some truly luxurious activities.
The r/AskReddit online community recently shared some of the extravagant behaviors they’ve come to love even though they’re not rich. Buying whatever you want to cook and taking frequent holidays is just the tip of the iceberg. Scroll down to find out how else folks love to treat themselves.
Bored Panda reached out to personal finance expert Sam Dogen, the author of the bestselling severance negotiation book, ‘How To Engineer Your Layoff’ and the host of the ‘Financial Samurai’ blog. He shed some light on what everyone should prioritize in life no matter their income and shared his thoughts on who can be considered to be ‘rich’ in the United States in this day and age. You’ll find our full interview with Dogen below.
#1
I have a adopted a black cat. That might not sound very exotic rich people stuff. But every time I look at him I can’t help to think “I’ve got this incredibly beautiful graceful mini-jaguar in my house solely because I love it’s companionship and looking at it.”. Feel like a king with him.

Image source: PresidentHurg, Helena Lopes
#2
I won’t buy crappy tires, shoes, or a bed. Don’t cheap out on what you put between you and the ground.

Image source: StJoeStrummer, Andrea Piacquadio
#3
I tip servers like I’m rich because I used to work in the restaurant industry and I know all to well how brutal it can be

Image source: Traditional_Ad8054
#4
Food. I buy what I want and I try new stuff. I like cooking.

Image source: 34i79s, Tara Clark
#5
I buy the gel comfort pens. Makes me feel I’m a higher class when writing at work. Smooth crisp consistent ink.

Image source: UltraCoolPimpDaddy, Razhira
#6
My thermostat stays at the temperature setting of what is most comfortable to me and nothing will change that.

Image source: Cyb3rTruk, Erik Mclean
#7
Buy the good toilet paper
u/Bosslowski added:
I only buy 4 ply toilet paper because my butt deserves nothing but the best

Image source: FrankGehryNuman
#8
I take myself on vacations. Whenever I’m on vacation, I do whatever I wanna do. I’ll order a cocktail at 9 a.m. to go with my breakfast if I want to. When I’m on vacation, I don’t look at the price — I just do it
Image source: Notshowingyoumybum
#9
I have someone clean my house once a month. Never thought I’d be somebody to have a cleaning lady but it’s totally worth it. It’s not even as expensive as I thought it would be.

Image source: Empty_Breadfruit_676, Karolina Grabowska
#10
My house stays at 68 in the summer and 72 in the winter. F**k that try to keep the electric bill down b******t. I work way too f*****g hard to be uncomfortable in my house.

Image source: KP_Wrath, Lisa Fotios
#11
Once a year, I buy a premium car-cleaning package. They clean my car inside and out, including washing the interior with soap.

Image source: 9gagiscancer, Kaboompics .com
#12
I have a towel warmer in my bathroom.
Not all that expensive, but holy f**k is it a luxury. Especially this time of year.

Image source: Daegoba, Dan Perry
#13
I use the F**K out of paper towels!

Image source: craftyshafter, lungstruck
#14
I get my hair done. It’s the one self care thing that is expensive that makes me feel beautiful

Image source: gracieangel420, cottonbro studio
#15
I go into Marks and Spencer (fancy British brand) and buy things for lunch like their (hella expensive) pulled pork sausage rolls, prawn cocktails, fancy salads etc. I like to pretend I’m a fancy lady for a few minutes every couple weeks lol. :)
Image source: vikipedia212
#16
I take my goofy a*s pitbull to a super fancy dog groomer where he gets blueberry facials and all kinds of other ridiculous s**t. It’s all these super high end dogs people probably paid thousands for. I bring in a dog I found wandering around as a puppy alone in a White Castle parking lot. He has no idea how lucky he is that i decided to stop for some cheese sliders that night… his life could have gone very differently.
Honorable mention, I don’t use a case on my IPhone. If it breaks, it breaks. That’s what AppleCare is for
Image source: tissboom
#17
For me, in the UK, it’s private dentistry. We have the option of state provided NHS dentistry, but I pay to go private. Everyone thinks I’m insane, but I like the service I get and I know if there’s a problem I can get seen to promptly with the best care I can afford. I do not have a high salary and I don’t really go on holidays or breaks away, but I’ll happily spend out on my dental health.

Image source: Dense_Ad7115, Cedric Fauntleroy
#18
I don’t worry about prices when I’m grocery shopping i just grab what i want

Image source: PogoSavant, Kampus Production
#19
I buy expensive cologne, even though I don’t buy anything else expensive in terms of clothes etc. I like to smell nice.

Image source: AfghanHokie, Jess Bailey Designs
#20
I pay for YouTube premium.

Image source: RegularEmbarrassed36, Christian Wiediger
#21
Coffee.
All about that coffee, the beans, maker, grinder

Image source: HugeAnalBeads, Chevanon Photography
#22
We have a garage fridge that is full of all different kinds of beverages.

Image source: SixStinkyFingers, Robert Nelson
#23
I leave the fridge door open when getting the butter out even though my dad said it would cost billions and send us to the streets.

Image source: frank-sarno, Max Rahubovskiy
#24
I only make about $50,000 to $60,000 a year, but I take international trips. Traveling is the stuff of life for me. I forego a lot of things so that I can save up to go on a big journey once a year.
Image source: beanie0911
#25
Buy name brand, expensive make up. In my defense it lasts much longer than drugstore.

Image source: hi-im-amethyst, zhugewala
#26
I buy small trash bags for the bathroom trash bins. My whole family uses grocery bags, but I don’t like how they always rip at the bottom.

Image source: anon, Marco Verch Professional Photographer
#27
I cook my dogs food. Ground beef, grains and veggie mix every week. Cheaper in the long run and better for her health.
Image source: Chula60050
#28
Every so often, I eat at restaurants that cost $50 to $100 per person.

Image source: TimeWear6053, Jep Gambardella
#29
Upgrading to business class on long-haul flights to the east. It is so much better!

Image source: RaspyRock, Andrew Palmer
#30
Buy the $6 bottle of coffee creamer knowing damn well I’m on the $3 bottle kind of budget.
I can’t help it though. Cobani sweet cream just hits different.

Image source: xkrazyxcourtneyx, Pangea
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