Google “how to save money” and you’ll get 3,740,000,000 results, promising you will be able to save up for any purchase if you just give them a click and scroll through their ads. Oops, I mean, text. Move over Jerome Powell, nowadays even teenage TikTokers are experts on macro and micro economy. Or are they?
The members of the subreddit Poverty Finance: Personal Finance For The Financially Challenged don’t think so. And when you look at their content, it becomes pretty difficult to disagree with them. These Redditors share actual financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. Oh, and they also torch pseudo financial gurus, burning their out-of-touch content to a crisp. My favorite.
So this time, as an introduction to the online community, we’ll focus on the jokes and memes they’ve collected since getting together in 2018.
#1 Being Poor Is A Choice? If You Play By The Rules You’ll Be Safe? Really? Tell That To Him

Image source: OpeningCredit
#2 Being Poor Is Expensive

Image source: rohantalbot
#3 What A Lot Of “Frugal Bloggers” Don’t Realize

Image source: _lizharvey, twitter.com
#4 So True It Hurts

Image source: crazyjuice__, twitter.com
#5 Just A Holiday Reminder

Image source: GxldSociety
#6 Had A Good Laugh At This

Image source: YoungFunE
#7 *Sad Noises*

Image source: eleanormtweets
#8 Financial Health Is The Best Form Of Therapy

Image source: caitiehannan
#9 Can Anyone Explain Where My Starbucks Money Is Going?

Image source: MattBellassai
#10 Pretty Much

Image source: InternetHippo
#11 Stress

Image source: jfitzgeraldMD
#12 I Know Many Of Us Are Taking Responsibility For Our Part, But…

Image source: wendi_c_thomas
#13 It’s Not That Hard

Image source: TheAndrewNadeau
#14 Money Saving Tip!

Image source: TheBashBuzz
#15 Me, Organizing My Finances

Image source: min_mus
#16 To Be Honest

Image source: heyzo_
#17 I Felt That While I Laughed

Image source: savvysims
#18 I’ve Never Felt More Prepared

Image source: SomebodysColdOne
#19 Ain’t That The Truth

Image source: angellenise
#20 Poverty Marriage

Image source: joeygllghr
#21 One Star

Image source: pizza-bunny
#22 Amirite

Image source: AndThenChineseFooood
#23 Overdraft Fees Cripple People Already Struggling Financially

Image source: the_razzlesnake, twitter.com
#24 It Never Ends

Image source: emericee
#25 Well, It’s Technically A Phone Number…

Image source: thebestbobever
#26 It’s Almost Offensive, Right?

Image source: UpYours003
#27 Santa Won’t Bring Me Rent Money

Image source: RobbieDigital88
#28 Big Poverty

Image source: BenjaminPDixon
#29 Finally Figured It Out

Image source: uhhdamn
#30 It’s Fine, I Didn’t Want To Have Fun Anyway

Image source: pennhardaway
#31 Breaking News! Millennials Are Still Poor

Image source: gangbangkang
#32 Oof

Image source: Sugm4dig
#33 Here’s How To Pay Off Your Debt

Image source: ariel_rubinstein
#34 Save Half Your Paycheck, Regardless Of Whatever Else You Have To Pay For, Regardless Of What You Earn, I Guess

Image source: Iusemyhands
#35 And It Also Doesn’t Have Debt

Image source: InAFloodplain
#36 Two Ways

Image source: viachicago22
#37 This Hit Me Hard

Image source: bonoboalien
#38 Game Stop Stock

Image source: JUSTINtime4aLAF
#39 “Poor People Are Just Bad At Saving Money”

Image source: saul2015
#40 So True

Image source: nokia621
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